New Build Homes FAQs

  • Yes, you can use a Help to Buy ISA to purchase a newly built home. First time buyers saving regularly into either account can claim a Government bonus of up to £6,000 towards their first property. Find out more by visiting

  • Although you do not need to wait for the seller to find another house to buy or rent (as you are buying from the developer), your completion date will depend on the stage of construction of the property. If the house is still under construction, the developer will provide you with an estimated moving date. Once the build has almost been completed, you will be given a more accurate completion date.

  • A Lifetime ISA enables individuals to save for later life or to buy their first home. Savers can earn a 25% bonus on their saving each year, up to a maximum of £1,000 per annum. Visit for more information.

  • Backed by the Government, the Help to Buy scheme helps eligible buyers purchase a new build home with just a 5% deposit. The loan is available for both first time buyers and existing homeowners.

    Buyers can borrow up to 20% of the property purchase price and a 75% mortgage from a participating lender. For more information about the fees and terms and conditions involved, visit

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